Are You Interested in Restaurant Equipment Financing?

When companies are dealing with refreshments and foodstuff the single biggest factor that determines their chances of clinching the deal is restaurant equipment financing. The business is so competitive that the other players in the market often steal a march on your business. So restaurant equipment financing is vital for the healthy financial health of a restaurant business. This is not so true for other establishments where you have other revenue models to choose from. Restaurant equipment financing takes you a step forward by unleashing the potential of a lease for your business.In due course of a lease program you actually realize how restaurant equipment financing is beneficial. There are a lot of merits from this type of funding.o The way a lease program works for restaurant equipment financing is beneficial to the operational revenue of the business. They offer soft loans for a longer duration unlike banks which lend you a limited sum and often burden you with stringent rules and deadlines. In case of leasing, you have smaller installments to pay off every month. The extra money that is generated from the business can be used to run the restaurant in a better fashion. It could also be channeled into the working capital of the business. This will ensure a solid financial ground to build your business on.o Another reason why companies adopt the policy of leasing is due to the lack of cross collateralization. This is one of their merits as opposed to regular bank loans. Banks insist on filing all types of collateral and therefore most of the assets of the establishments are tied down with bank lien. This means that your assets and new equipment will actually serve the interests of the bank because it will be attached with the bank.o Many proprietors of the restaurant business feel that their equipment may suddenly break down. Or worst still it might be outdated by the end of the tenure of the loan. Leasing removes all these problems as an advancement in terms of the technology can always be applied for at the end of the lease term. On an optimistic note, the assets will not even depreciate or decrease in value as most machines are prone to.o Another merit of leasing is that the payment terms are often not rigid. There are often set monthly installments. The interest rates are also not variable with market conditions as there are fixed interest rates. This equips you with all the tools for sound financial planning.o The restaurant business is such that there are high risks of the business not making operational profits. There are numerous examples of start-ups not breaking even. In that case the proprietors are forced to settle their debts and clear their loans so that they do not face charges of financial scam. Restaurant financing leasing helps remove all these hurdles.Restaurant equipment financing offers a fresh breath of air in the already competitive restaurant business. It helps the owners to make operational profits from the very start so that they are not saddled with losses. It is the gourmet cuisine of the restaurant business.Loans are also given by the financial institutions to procure and manage an existing restaurant. The course of action for these loans is the same as the restaurant business.You should look before you leap into the loans because it is going to decide the financial health of your company. Restaurant equipment financing needs a specialized approach. Therefore it would make sense to approach the right kind of organization with vast expertise on refreshments equipment financing.

Photography’s Place in the Art World

I am an artist and a photographer. My work is posted on various art and photography websites for sale and has been for several years. Day after day, I log into these websites to see how many visitors I’ve had, to read new comments, and check on sales. My work attracts a lot of visitors which always delights me, and I adore it when my work has moved someone enough to comment, yet I’m invariably disheartened and frustrated that all this attention results in minimal sales.One of the websites where my work lives offers continual member-sponsored contests designed to help artists get their work seen. I enter them even though it seems this particular artist community holds a certain prejudice toward photographs, evidenced by entry rules that state “NO PHOTOS”, “paintings only”, “all mediums accepted and photographs”, and “all media including photography”. (The last two suggesting photographs are not art or something of an afterthought.)Another of these websites offers artists an opportunity to be a featured artist. I submitted my application over a year ago which to date hasn’t been acknowledged, and it saddens me to say that every artist that is featured is a painter, not a photographer.Truth is, I’m not only frustrated but angry as well, and I’ve been silent on this for far too long! There needs to be a shift in perception on what is constituted as art and where photography stands in the art world.The generally perceived wisdom, it seems, is that photography is easy and painting is hard or more skillful. Consequently, the thinking is that culturally painting is generally more valued than photography, even though there are a lot of bad paintings with little or no value. The same can be said about some photography, but the notion that photography is easy and not as skillful as painting is simply wrong thinking. To think that this is so is to invalidate world-renowned photographers like Ansel Adams, Annie Leibovitz, and Dorthea Lange whose works hang in places like the Guggenheim, and who in general, made more money as photographic artists than painters and didn’t have to die to become wealthy or noticed. The only true difference between painting and photography is that one is in a different medium than the other.I use digital photography to capture something amazing that I see and for raw material for my art. To capture what I see is often a lengthy process because of technical limitations. The limitations of digital cameras are due to the state of the technology, which is in its infancy, and not to the skill of the photographer. These technological challenges are particularly evident in outdoor shots taken in bright sunlight. Moreover, certain corrections for perspective, lighting, color, tonal range, and composition might have to be made, which I make on my computer in Adobe Photoshop. On average, I think I spend 40 hours (5 eight-hour days) or more per picture. Making corrections like these requires learned skills and talents, which in essence is no different than skills and talents needed to create a painting masterpiece.To me, art is the expression of ones self and how it is portrayed by the artist regardless of medium. On one hand, I’m happy to share my love of the visual world through simple photographs (notwithstanding subjective alterations or enhancements). On the other, some of my art I create to look like paintings not only because I like the overall effect, but because I’m concerned about the term “photo” and its’ often negative or cheap connotations. I hate that I sold out to that idea, but I felt I had to in order to be competitive (not that it has helped sales). Now that I have, I find, in attempting to submit my photo paintings to various contests, rules such as, “must not be digitally altered in any way” and “no photographs or digitally altered art”.This is preposterous! Throughout history new materials and techniques have evolved at different times and in different parts of the world. Artists have progressively had an increasing range of options to choose from. Up until the last 140 years there was only paint to be used. Much of what was attempted in the past was to reproduce reality as much as possible. There is, in fact, a debate whether Da Vinci and Michelangelo used concave mirrors to create their paintings, wherein the real life image wishing to be painted stands outside, while its image projects onto the canvas. Devices like the camera obscura (from the sixteenth century onwards) and the camera lucida (early to mid nineteenth century) were employed by the likes of Caneletto and Vermeer to help them achieve that faithful reproduction objective. The old master’s for the most part were just taking snapshots of reality using the tools available to them at the time. Had Da Vinci, Michelangelo, Caneletto, or Vermeer had access to digital photography, I’m sure they would have used it, as all were creative visionaries.But it’s not the tool that makes the art. In the creative process, it’s the responsibility of the artist to do the best they can in terms of materials, knowledge, and techniques. This means using any means that will help them produce better work, including computer software.I understand that it is frustrating to all you painters that you had to learn and practice to get it right and then along comes artists that can do what you do (perhaps even better) with a click of a button. But keep in mind that photography, good photography, is an art form that is learned and practiced to get right too, and to correct, enhance, or alter that photography requires even more learning and practice.According to Weston Naef, senior curator of photographs at the J. Paul Getty Museum, photography underlies almost all the visual culture of the 20th century. He states that at his museum the exhibit recognizes once and for all that photography is no longer a stepchild of the art world. So please painters, get off your high horses and accept that photography is an important part of society. Painting is no better than photography and beauty is, after all, in the eyes of the beholder. Granted, not all photography is art, but then not all paintings are either.

Hot Theme Based Directories Where You Can Make Money

All of us know that directory submission helps you in building massive one way backlinks. The popularity of SEO directories has given rise to niche directories. Niche Directories are directories containing links based on a particular theme. For instance, a directory based on travel theme will contain all links related with travel not of web design.Benefit of Niche directory is that it is a quality related link in terms of Google. Getting a travel directory link for a travel website will really help your site in gaining quick ranking.In fact, there are some niche directories which do not have PR, less amount of traffic, but still earns lot of money. The reason is that webmaster are ready to spend the money on a directory or a website which is related to their theme since it is a quality one way link in terms of Google.In this article, we are going to discuss about the popular niche directories where on a little promotion you can make quick money.

Travel Directories: Tour business is a lucrative business; it mainly consists of tour packages, hotel review, destination guides and many more. The best thing happened to tour business through internet is that a person can read a hotel review, choose his destination and book a hotel room sitting comfortably in his office or room. Due to this many travel agents, hotels have launched their websites. All of them would like to rank on a competitive keyword and for that they would do anything, in fact get listed by paying money. That’s why travel directories are so much in demand. Hence, launching a travel directory and its little bit promotion can help your site in a long way.

Adult Directories: Main reason behind the popularity of adult directories is that most of the general directories do not accept adult sites. Due to this, there is a huge demand of adult directories for one way link building. Launching an adult directory is sure way to earn quick money with some optimization. But, adult sites may contain some content which you may not like and have to bear it.

Regional Directories : I have seen in most of the freelancing sites, there is huge demand of regional directories mostly it is UK, but now a days there is also a huge demand of French, German, Spanish, Italian free SEO directories. Out of thousands of SEO directories more than 98% are in English, rest 2% are based on regional directories. At this time, launching a regional directory can be quite beneficial for making money.

Health Directories : Another niche, just like travel, health directories are quite in demand especially among pharmetuicals, cosmetic sites since there is lot of competition between them, they are ready to give money to get a quality link.

Golf Directories: Golf is quite popular sport nowadays, though sport directories are very less in demand, but golf directories are on rise due to popularity of golf. The site consists of golf accessories, golf trainer, golf club and many more.
It’s not that you can make quick money only in above mentioned niche directories, there are lots of fields which are in demand such as equestrian jewelery, mobile phones and many more. You just need to pick up a topic for which you are passionate about, do a market research about that field and then launch a directory. Bottom line is that it should reach the desired person for making money.