Auto insurance is a necessity for every car owner, offering protection in case of accidents, theft, or damage to your vehicle. In most states, it is required by law to have a minimum amount of auto insurance to drive legally.

There are different types of auto insurance coverage, including liability, collision, and comprehensive coverage. Liability coverage helps pay for damages or injuries to others in an accident you cause. Collision coverage helps pay for repairs to your vehicle after a crash, while comprehensive coverage covers damages caused by incidents other than collisions, such as theft, vandalism, or natural disasters.

Choosing the right auto insurance policy depends on various factors, including the value of your car, your driving habits, and your budget. Drivers with a clean driving record may qualify for discounts, helping to lower their premiums.